Independent Private Capital

Your Home Equity.
Delivered in 5 Days.

Access up to 85% of your property's value with zero bank friction, no endless tax loops, and instant digital appraisals.

Est. 2019$1.4B+ Structured50 States
The Frictionless Framework

Two frameworks.
One clear choice.

01 — The Bank TrapLegacy Model
  • 60-Day Closing Windows
  • Intrusive Physical Appraisals
  • Endless Paperwork Requests
  • Automated Denials
02 — ZeroPoint SpeedNew Standard
  • 5 to 7 Day Funding
  • Fast Desktop Valuations
  • Minimum 600 Credit Threshold
  • Completely Digital Streamlining
Qualification

What it takes to qualify.
No surprises.

85%
Maximum LTV
600
Minimum FICO
5–7
Days to Funding
$50M
Maximum Draw
Restricted Partner Portal

Scale your business.
Capitalize your clients.

A turn-key B2B funding pipeline built specifically for elite Solar, Roofing, and Real Estate professionals. Give your clients rapid liquidity options while tracking everything through an automated system.

24h
Approval
White
Glove Ops
Live
Dashboard
The GatesInvite Only